Do you need car insurance to enter Georgia by car?
Compulsory insurance for foreign-registered cars: terms and prices.
Short answer
A car with foreign plates entering Georgia needs compulsory civil liability insurance for the whole stay, and the shortest policy covers 15 days. For a passenger car, 15 days cost 30 GEL, 30 days 50 GEL, 90 days 90 GEL and one year 295 GEL (checked 10 November 2026). The policy can be bought from an insurer, an agent or online.
Why
- The law of 15 December 2017 obliges the owner or driver of a vehicle registered abroad to insure civil liability for the time spent in Georgia (Article 3).
- The policy starts when the premium is paid, and Article 5 sets the terms: 15, 30, 90 days or 1 year.
- Driving without a policy is an administrative offence (Article 16), with a fine of 100–200 GEL.
Details
The Compulsory Insurance Center (tpl.ge) publishes rates by vehicle type: motorcycles, buses, trucks and trailers have their own prices. The limit is 30,000 GEL per victim for harm to life and health, 25,000 GEL per victim for property with a cap of 50,000 GEL per insured event, and 300,000 GEL in total per event.
At the border, patrol police and customs must explain the insurance requirement (Article 3). For other places to buy a policy, see our answer on car insurance in Georgia. If you rent a car, the rental company usually arranges the policy, see car rental in Georgia.
Tip
Choose a policy with some margin: insurance is needed for the whole stay, and the shortest option is 15 days.
What may differ
The price depends on the vehicle category and term, and the figures here are for a passenger car on the checking date. Rates and fines may change, so see tpl.ge for current prices.
Common misconception
If you only visit Georgia for a week, you do not need insurance.
What actually happens
The law makes no exception for short trips: the obligation arises on entry (Article 3), and the shortest policy covers 15 days (Article 5).
People also ask
- Is car insurance mandatory when entering Georgia?
- How much is border insurance for a car in Georgia?
Sources
Prices and the fine are given as of 10 November 2026 so check them on tpl.ge before buying. This answer is for reference.
How to drive in Georgia: rules and road signsRelated questions
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How much does it cost to clear a car through customs in Georgia?
Excise on a passenger car cleared in Georgia depends on the engine volume and on the age of the car, either up to 6 years inclusive or older.
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How does the driver penalty points system work in Georgia?
Each driving licence in Georgia gets 100 points for the calendar year, offences deduct points, and when they run out the right to drive is suspended for 1 year.
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How can you check a car before buying it in Georgia?
Before buying a car in Georgia you can order a legal status certificate from the MIA Service Agency, which shows the registration data, attachment, pledge, tax pledge and wanted status.
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How do you register a car or transfer ownership in Georgia?
Cars in Georgia are registered and transferred at the Ministry of Internal Affairs Service Agency, in its service centers or online, with an inspection act and the owner's documents.