There are a huge number of ATMs in Georgia, especially in large cities, some of which have menus in Russian and English. Moreover, almost all ATMs operate 24/7, as they are located inside bank buildings in secure sections where security systems and alarms are installed.
ATMs of Bank of Georgia, TBC, and Liberty Bank are particularly popular among tourists, as they serve more than 80% of the local population.
Payment terminals can be found in every establishment in Georgia, whether it's a hair salon, a fruit and vegetable market or a small café. The favorable tax system in Georgia, where individual entrepreneurs pay only 1% of their turnover, contributes to the successful development of entrepreneurship.
In addition, contactless payments are also widely used. Many tourists and locals do not take their bank cards with them at all, as having a phone with NFC, such as Samsung Pay or Apple Pay, is enough.
No major disruptions or incidents during payment by bank card have been reported in Georgia. Therefore, all your travels in taxis, payment for entertainment and purchases can be paid with electronic money from your phone or bank card.
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Georgia is a developing country with significant changes in the financial sector in recent years. Thanks to the efforts of the government and private banks, the network of ATMs and terminals in Georgia has expanded significantly. Nowadays, you can find them in almost all major cities and tourist locations.
However, it is worth noting that there may be a limited number of ATMs or terminals in some remote and less populated areas. In such cases, it is advisable to take care in advance to have enough money or to provide access to electronic payment systems that can be used in these areas.
In addition, before using ATMs and terminals in Georgia, it is important to be careful and take measures to ensure the safety of your finances. You are advised to check for hidden devices, avoid using unusual or suspicious ATMs, and be vigilant when entering pin numbers or processing financial transactions.
In general, Georgia continues to improve its financial infrastructure, including the proliferation of ATMs and terminals. However, travelers are advised to familiarize themselves with local conditions and plan their financial needs in advance to avoid problems and inconveniences during their trip.